Monday, July 25, 2011

Diets & Budgets

I was just reading another person's blog about her obsession of only wearing a very expensive brand named shoe. Hmmmm. I cannot relate at all unless you call a Target shoe a "brand."

About a month ago after our family vacation, my husband noticed that we were getting a little crazy with our finances. We were eating out weekly, picking up fast food, ordering pizzas, huge trips to Target and traveling quite a bit. We were definitely spending more than we were making. And bam! It hit us. We have to go back to budgeting. If you've done Weight Watchers, it is a lot like tracking. We have a monthly budget and we have to stay under the set amount for each type of spending. It sounds awful but if you've never done it, you'd be shocked to see where you money goes. Until you track it, you might think you know but you really don't. We spent $300 on gifts this month. I wouldn't believe it but we did. We had a wedding, a few birthdays and my baby Elle's collection of Cincerella that we had to buy.

I love to buy groceries. I can buy and buy. So in order to try to stay in our range for food, I am attempting a Thursday night of leftovers and one night we call "Budget Tuesday." The cool thing is that I don't have to cook these nights. Saves us money, hubby is happy that I am following our plan and we eat all of the weird food that gets stuck in the back of our frig.

This month, we've done great with our budget. It is a lot like a diet though. You can be super strict at the beginning. And when you diet, you really want something you can't have. I have to keep reminding myself to make good choices so that we do come in where we are supposed to. I said to my husband yesterday that if can do this, we'll have more money to spend in the end. More vacations, more name brand shoes and even more trips to my favorite grocery store.

No comments:

I'm Not Talking About It, I'm Just Saying...